• Home
• Personal Banking
• Business Banking
• Loans
• Fees
• Calculators
• Founders
• Links of Interest

Personal Banking

Calusa Nation Checking*

Our Personal Checking Account features FREE on-line banking and bill pay. This account also offers unlimited check writing and 24-hour banking with our MasterCard debit card. Enjoy no monthly maintenance fees with no balance requirements.

Calusa Interest Checking*

Our Personal Checking Account with Interest features FREE on-line banking and bill pay. This account also offers unlimited check writing and 24–hour banking with our MasterCard debit card. You also earn interest on your collected balance. You can avoid monthly maintenance fees by maintaining certain balance requirements.

Minimum daily balance	$500.00
Otherwise monthly maintenance fee	$8.00

Sand Dollar Checking*

Our Sand Dollar Account offers specially designed privileges for our banking customers 50 years of age or older. This account requires a recurring monthly direct deposit, is maintenance fee FREE, and features FREE on-line banking and bill pay. In our Sand Dollar Account, holders receive FREE bank selected checks and earn interest on their collected balance.

Minimum daily balance	None
Maintenance fee	None

Calusa Checking*

Our Calusa Checking Account pays interest monthly on collected balances. The interest paid is tiered as follows:

Minimum daily balance	% of T-Bill Rate*
$50,000.00 or more	80%
$25,001.00 to $50,000.00	70%
$2,501.00 to $25,000.00	60%
$2,500.00 or less	Interest checking rate

This account also features Free on-line banking and bill pay, unlimited check writing and 24-hour banking with our MasterCard debit card.

Calusa Debit Card*

This convenient product works like a check and an ATM card. It can be used anywhere MasterCard is accepted. Instead of writing a check, just present your Calusa Debit Card and the transaction will automatically be charged to your checking account.

Starfish Savings Account*

The Starfish Savings Account is designed for those who prefer an easy and simple way to save money. The Account features competitive interest rates and FREE on-line banking. Interest is paid quarterly.

Minimum daily balance	$100.00
Otherwise monthly maintenance fee	$2.00
Unlimited Transactions in Person

Money Market Account*

This account features flexibility and competitive interest rates. Our Money Market Account allows unlimited withdrawals in person. In addition, there may be up to six (6) preauthorized , telephonic or third party checks or drafts per statement cycle.

This account also features FREE on-line banking and your first order of bank selected checks are FREE.

Minimum daily balance	$2,500.00
Otherwise monthly maintenance fee	$10.00

Certificates of Deposit*

For those customers seeking a higher rate of interest and not needing immediate access to their funds, Calusa National Bank offers a variety of CD options and term lengths. Our competitive interest rates are compounded daily, and just a minimum opening deposit of 1,000.00. There may be a penalty for early withdrawal.

HSA Account*

This account provides individuals with a smart way to save money to help pay for their current and future qualified medical expenses on a tax-free basis.Calusa National Bank HSA's are an easy and helpful way to complement your company's High Deductible Health Plan (HDHP).

Contributions to your HSA are tax-free. Withdrawals for qualified medical expenses may also be tax free. You even earn interest on your collected balance. Enjoy the convenience of a debit card to use at the doctor's office or pharmacy.

Minimum daily balance	None
Maintenance fee	None